Abstract: at present, China's economic development, gradually improve the level of
competition, international influence is more and more big, this provides a hitherto
unknown development opportunity for China's commercial banks at the same time, it
also poses a severe challenge. In order to meet the current market trend, the majority
of the population to meet the social demand, our country through macroscopical
means reform, separately from the commercial bank management concept,
management goal is determined and other aspects, the traditional commercial bank
business strategy in this case is too backward. In addition, with the deepening process
of reform and opening up, the financial system of China's financial market, more and
more complicated, different national commercial banks in China market, and the
domestic commercial banks compete for market share, resulting in domestic financial
market competition is more and more big, at present, the domestic commercial banks
self promotion, rational use of resources has become the key to the future
development and progress. In the fierce market competition, the commercial banks of
our country want to develop themselves, and the most important thing is to improve
the ability of data processing. The so-called bank data processing ability mainly refers
to the internal bank information system to the development stage of business data
summarization and analysis of data hidden behind the law, and to select the useful
information data bank, such information will be used for the operation and
management of the bank, can in the most direct way to show the operation of the
banking operation stage and, the leadership development trend in the process of
determining the reference information in the development of these banks in the future
development goals, and fully understand the social demand and the current
commercial bank market development trend, to maximize the accuracy of bank
leadership decision-making, reducing the risk of making the wrong decision. But from
the current our country commercial bank data processing level, most of the bank's
internal data processing system is only able to play the basic function of the system,
can only report statistics, can not meet the above requirements. For data processing,
useful data information screening depends on bank staff manually, which seriously
affected the efficiency of bank data processing also increases the error rate of data
