Analysis of the influence of the Internet Finance for commercial
banks
Abstract: This paper mainly analyzes the influence of the Internet Finance for
commercial banks, from reviewing the domestic and overseas scholars views on Internet
financial development and on the influence of Commercial Bank of the literature, briefly
introduce the Internet, financial, financial and industrial characteristics of the Internet, the
Internet industry and the degree of fusion, then to analyze the causes of Internet Financial
emerge as the times require, as the impact of the Internet on the financial industry influence
and lay the foundation, analysis and comparison of China, USA Internet financial situation,
introduce the different countries have different business models. In the rapid development of
the Internet financial expansion basis, analyze and sort out the inevitability of the Internet
era, clear commercial banks and Internet financial competition, expounds the Internet
Financial on the banks of the stimulus, mainly refers to the influence of the Internet finance
of commercial bank financial status, management mode, service mode, management idea
and the source of income etc. in the face of challenges, under the situation of Internet
banking, financial impetus for change is very strong, based on this, this paper measures,
comments or suggestions for Internet financial one one given the impact on commercial
banks, and then puts forward the consummation related policy of Internet financial
supervision and management, to create a harmonious and stable economic environment.
Key words: Internet, commercial bank, influence and Countermeasures
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