Monthly Net Income
Income Type
Amount
Monthly Net Income
Other Monthly Income
$4,500
$2,500
Available Cash
$7,000
Monthly Expenses
Expense
Costs
Mortgage
Taxes
Car Payment
Car Insurance
Home Owners Insurance
Cable Bill
Gas/Electric
Monthly Prescription
$2,300
$600
$350
$60
$127
$120
$88
$50
Total Monthly Expenses
$3,695
Annual Budget by Month
Income and Expenses
January
February
March
April
May
June
July
August
September
October
November
December
Previous month’s balance
Available cash
Additional income
Monthly expenses
Planned expenses
$3,305
$6,610
$9,915
$13,220
$16,525
$21,830
$24,255
$27,560
$30,865
$34,170
$37,025
$7,000
$7,000
$7,000
$7,000
$7,000
$7,000
$7,000
$7,000
$7,000
$7,000
$7,000
$7,000
$0
$0
$0
$0
$0
$2,000
$0
$0
$0
$0
$0
$3,000
$3,695
$3,695
$3,695
$3,695
$3,695
$3,695
$3,695
$3,695
$3,695
$3,695
$3,695
$3,695
$0
$0
$0
$0
$0
$0
$880
$0
$0
$0
$450
$900
Savings
$3,305
$6,610
$9,915
$13,220
$16,525
$21,830
$24,255
$27,560
$30,865
$34,170
$37,025
$42,430
Additional Income
Details
Month
Amount
Mid Year Bonus
Year End Bonus
June
$2,000
December
$3,000
January
Total Additional Income
$5,000
Planned Expenses
Expenditure
Month
Amount
November vacation
Home for the holidays
Gifts for family
Family vacation
November
$450
December
$600
December
$300
July
$880
January
January
January
January
Total Planned Expenses
$2,230
$0
$12,500
$25,000
$37,500
$50,000
January
February
March
April
May
June
July
August
September
October
November
December
Savings
1.
Enter your income
information in the two
income tables.
2.
Enter your expenses.
Use the Monthly
Expenses table for
recurring expenses.
3.
Enter a starting
balance in the
January column on
the Annual Budget
table.
Personal Budget
