July-December 2018
SCHEDULE OF BANK CHARGES
(1st July - 31st December 2018)
Serving you, the Right way
Table of Contents
INLAND REMITTANCES
COLLECTION AND OTHER SERVICES
ALTERNATE DISTRIBUTION CHANNELS
1.
2.
3.
MISCELLANEOUS CHARGES ON FINANCING
SAFE DEPOSIT LOCKERS
TRADE SERVICES
5.
6.
7.
INTERNATIONAL REMITTANCES
POSTAGE & COMMUNICATIONS
8.
9.
For BIPL Staff
NOTES
10.
11.
A. Imports
B. Inland Trade
C. Exports
D. Letters of Guarantee
A. Courier Charges (for all destinations)
B. Registered Post
C. SWIFT Charges
D. RTGS Charges
E. Facsimile Charges
F. Telephone
FINANCING4.
A. CONSUMER FINANCING
B. CORPORATE/SME FINANCING
(a) Auto Finance
(b) Housing Finance (MUSKUN)
(c) Other Durables
(a) Vehicles
(b) Other Equipment
A. ATMs/DEBIT/VISA DEBIT CARDʼs
B. PREPAID CARDS
C. MASTERCARD
D. INTERNET/MOBILE BANKING
E. CALL CENTRE/IVR
SCHEDULE OF BANK CHARGES
1
1. INLAND REMITTANCES
Rs. 100/-
Rs. 100/-
Free ( if average monthly balance of
Rs.25,000/- is maintained.
Otherwise customer will be
charged @ Rs.100/- )
Rs. 100/-
Up to Rs.10,000/-: Rs.30 (Flat)
+Correspondent Charges at actual;
FROM Rs. 10,001/- to Rs. 100,000/-:
0.20% Minimum Rs.50/-
+ Correspondent Charges as per actual;
OVER Rs. 100,000/-: 0.25% -
minimum Rs. 300/-
Service not provided
Rs. 300/-
Rs. 300/-
Rs. 150/-
Free
Free
0.50% of fees / dues or Rs.25/-
per instrument which ever is less
Issuance of Pay Order
Pay Order issuance on Cash from Account Holders
Islami current Account
Islami Sahulat Account
Islami Bachat Account
Issuance of DD / TT
Drafts, MTs and TTs against cash
DD / PO Cancellation
Duplicate Demand Draft
Duplicate Pay Order
Collection of Fees of Educational Institutions
Issuance of Pay Order of Educational Institutions
Issuance of Demand Draft or any other
instrument of educational institutions,
HEC / Board
A.
B.
C.
D.
E.
F.
G.
H.
I.
2. COLLECTION AND OTHER SERVICES
A.
B.
C.
D.
E.
F.
G.
H.
I.
J.
K.
Foreign Bills for Collection Clean Cheque / DD (FBC)
a) Collection Charges (Clean Cheques)
b) Foreign Clean Cheque Return Charges
Local Bills for Collection clean / cheques
(LBC) – inclusive of courier charges
Clean item sent on collection return unpaid. (Local)
Issuance of SBP / NBP Cheques
Cheque Return Administrative Charges
Special clearing charges through NIFT
(Inclusive of cheque returned charges if any).
Providing duplicate Debit / Credit advices,
additional copies of L/Cs SWIFT messages, etc.
Duplicate Statement of Account
Issuance of loose cheques.
(subject to clearance by the Branch Manager)
Balance confirmation to Auditors
Service charges on subscription of
successful application (bankers to issue)
For USD Instruments (Minimum USD10/- +
Actual Correspondent Charges + Courier
Charges) For Other Currencies Instruments
0.3% of the instrument, Minimum Rs.400/-,
Maximum Rs.1,500/- + Courier Charges +
Actual Foreign Correspondent Charges (if any).
Actual
Rs. 200/- (Flat)
Actual correspondent charges
Rs. 500/- (Flat)
Inward Clearing / Cash Cheque:
Rs. 250/- (Flat); Outward Clearing: FREE
Rs. 300/- per cheque / instrument
Rs. 50/- per item
Rs. 35/-
Rs. 500/- per cheque
Rs. 300/- (Flat)
Up to 0.50% of the volume routed through
BankIslami; Minimum Rs. 15,000/-
Account Closing charges
Tax Certificate Issuance Charges
Any other type of certificate issuance regarding
business dealing with the bank.
L.
M.
N.
Nil
Free
Rs. 200/- per instant
(1st July - 31st December 2018)
SCHEDULE OF BANK CHARGES
2
Rs. 100/-
Rs. 100/-
Free ( if average monthly balance of
Rs.25,000/- is maintained.
Otherwise customer will be
charged @ Rs.100/- )
Rs. 100/-
Up to Rs.10,000/-: Rs.30 (Flat)
+Correspondent Charges at actual;
FROM Rs. 10,001/- to Rs. 100,000/-:
0.20% Minimum Rs.50/-
+ Correspondent Charges as per actual;
OVER Rs. 100,000/-: 0.25% -
minimum Rs. 300/-
Service not provided
Rs. 300/-
Rs. 300/-
Rs. 150/-
Free
Free
0.50% of fees / dues or Rs.25/-
per instrument which ever is less
Hold mail charges
Registration / permits of student cases
Issuance of Cheque Books
Islami current Account
Islami Sahulat Account
Islami Bachat Account
Handling charges for foreign currencies
cash receipts
Local U. S. Dollar Clearing
Standing Instructions Fee
Inter city clearing via NIFT
Credit Report Charges / CIB Online charges
E-Statements
Utility Bill Payment
Stop Payment Charges
Old record information charges
(subject to prior approval of the concerned BM)
Change Address
On line Transactions
a) Cash Deposit
b) Cash withdrawal
O.
P.
Q.
R.
S.
T.
U.
V.
W.
X.
Y.
Z.
AA.
AB.
Rs. 1,000/- p.a. - recoverable
semi-annually or part thereof
Rs. 2,000/- p.a.
Rs. 10.00 per leaf
Free ( if average monthly balance
of Rs.25,000/- is maintained.
Otherwise customer will be charged
Rs. 10.00 per leaf
Rs. 10.00 per leaf
i) Up to 0.5% with no retention period
in case of outward foreign remittance
(for current accounts)
ii) Retention period of 30 days from initial
deposit in case of outward foreign remittance
(for saving accounts)
Rs. 200/- processing charges;
Rs. 200/- return charges
(as prescribed by SBP from time to time)
Rs. 50/- per instruction. Standing Instructions
fee will be recovered in addition to the usual
charges on remittances, if any;
Equivalent USD 1/- for FC accounts.
Rs. 100/- per item
(or actual charges, whichever is higher)
Rs. 200/- per customer report
FREE
Rs. 8/- per bill or as advised by
SBP / PBA from time to time
(Included in Bill Amount)
Rs. 200/- for local instruments;
Actual correspondent charges for
FC instruments
Rs. 300/- per instance
Rs. 100/-
FREE
FREE
AC. Investor Portfolio Securities (IPS) Account
(i) Holding Charges Per Annum "0.25% of investment amount plus CDC Charges
(to be recovered on monthly basis) at Actual Min Rs.2,499/- , Max Rs. 4,999/-."
(ii) Account Statement Rs. 100/- (Flat)
(iii) Transaction Charges Sale/Purchase Rs. 350 Per Transaction.
(iv) Security Movement Rs. 350 Per Transaction plus CDC Charges at Actual
AD. Scrips Equity Trading
(i) Account Opening Charges
(a) Individual Nil
(b) Corporate Nil
(ii) Facilitation Charges
(Share/Security Rate)
Up to Rs.199.99 Nil
from Rs.200 to 399.99 Nil
from Rs.400 & above Nil
(iii) Custodial Charges (per annum)
a) For Shares (Only Shariah Compliant) Actual
b) For TFCs (Only Shariah Compliant) Actual
c) For Rights (Only Shariah Compliant) Actual
(iv) Shares Transfer Charges (Per Share) Actual
(1st July - 31st December 2018)
SCHEDULE OF BANK CHARGES
3
3. ALTERNATE DISTRIBUTION CHANNELS
BankIslami Cards – Products & Service Charges
(i) Visa Cards
(a) Classic Card
(Issuance & Annual Subscription)
(b) Classic Card (Replacement)
(c) Gold Card
(Issuance & Annual Subscription)
(d) Gold Card (Replacement)
(e) Supplementary Card
(Issuance & Annual Subscription)
(f) Supplementary Card (Replacement)
(ii) Master Card
(a) Titanium Card
(Issuance & Annual Subscription)
(b) Titanium Card (Replacement)
(c) Chip Maintenance Charges
(Exclusive of Issuance /
Annual Charges)
A.
(iii) Payment Transactions via LinkIslami
(a) Cash Over Counter (Salary Disbursement) Up to Rs. 50/- (per transaction)
(b) Issuance of Corporate Cheques Up to Rs. 25/- (per instrument)
(c) Stop Payment of Corporate Cheque Free
(d) Issuance of Payment Orders Up to Rs. 50/- (per instrument)
(e) Cancellation of Payment Orders Up to Rs. 20/- (per instrument)
(f) Internal Transfers
(accounts within BIPL only) Up to Rs. 50/- (per transaction)
(g) IBFT Rs. 50/- (per transaction)
(h) Transaction Cancellation Charges (COC) Free
(iv) Collection Transactions via LinkIslami
(a) Collection against Invoice upload
mechanism Up to Rs. 100/- (per transaction)
(b) Collection without Invoice Upload Up to Rs. 50/- (per transaction)
(c) Collection through SIDA Up to Rs. 150/- (per transaction)
(d) Courier & Postage Charges Actual (if any)
(e) Utility Bill Payments Rs. 10/- (Over and above Bill amount)
(f) Customized Collection Services As per specific agreement with customer
(v) Shares Pledge Charges (Per Share) Actual
(vi) NCCPL Charges (Per Share) Actual
(vii) UIN Charges (Per Annum)
a) Individual Actual
b) Corporate Actual
(viii) CDC Sub Account Fee (Per Annum) Actual
AE. Cash Management Service Charges
(i) One Time Charges
(a) LinkIslami Online installation and user
accounts set up Free
(b) Training Charges Free
(ii) Recurring Charges
(a) LinkIslami Maintenance Charges Rs. 2,500/- (Monthly)
(b) Dealer Creation Charges Rs. 500/- (per dealer)
(c) Collection & Delivery of Cash through As per specific agreement with customer
Rapid Cash – Registered Corporate
Customers
Rs.610/-
Rs.610/-
Rs.910/-
Rs.910/-
Rs.350/-
Rs.350/-
Rs.1500/-
Rs.1,500/-
Free
(1st July - 31st December 2018)
