目 录
1 名称解释 ...........................................................................................................................................8
1.1 基本名词解释...........................................................................................................................8
1.2 帐户状态解释...........................................................................................................................9
1.2.1
某支付账户状态：
..........................................................................................................9
1.2.2
账户各种状态下允许进行的账户操作功能
................................................................10
2 功能需求分析 .................................................................................................................................11
2.1 角色定义.................................................................................................................................11
2.1.1
个人用户
........................................................................................................................11
2.1.2
商户
................................................................................................................................11
2.2 个人业务.................................................................................................................................11
2.2.1
开户
................................................................................................................................11
2.2.1.1 *门户网站开户 .........................................................................................................................12
2.2.2 *
登录
..............................................................................................................................14
2.2.3 *
安全登出
......................................................................................................................15
2.2.4
个人信息及功能维护
....................................................................................................16
2.2.4.1 门户网站个人信息及功能维护 ...............................................................................................16
2.2.5
销户
................................................................................................................................27
2.2.5.1 门户网站个人销户 ...................................................................................................................27
2.2.6
用户锁定
........................................................................................................................28
2.2.6.1 营业厅锁定 ...............................................................................................................................29
2.2.7
用户解锁
........................................................................................................................29
2.2.7.1 营业厅解锁 ...............................................................................................................................29
2.2.8
密码修改（登录密码
/
支付密码）
...............................................................................30
2.2.8.1 *门户网站密码修改 .................................................................................................................30
2.2.9
门户网站密保申请
........................................................................................................31
2.2.10
密码重置
(
登录密码
/
支付密码
) ....................................................................................32
2.2.10.1 门户网站个人密码重置.......................................................................................................33
2.2.10.2 营业厅密码重置...................................................................................................................35
2.2.11
充值
................................................................................................................................35
2.2.11.1 *Web 方式网银充值.................................................................................................................35
2.2.12
支付
................................................................................................................................39
2.2.12.1 直接支付...............................................................................................................................39
2.2.13
积分管理
........................................................................................................................47
2.2.13.1 积分查询...............................................................................................................................47
2.2.13.2 积分兑换...............................................................................................................................47
2.2.13.3 积分兑换撤销.......................................................................................................................47
2.2.14
提现
................................................................................................................................47
2.2.15
转账
................................................................................................................................47
2.2.16
支付撤销
........................................................................................................................47
2.2.16.1 银行卡支付撤销...................................................................................................................47
2.2.16.2 某支付账户支付撤销...........................................................................................................47
