Abstract
Mobile E-commerce has a brilliant future, and mobile payment is one the
most important parts of mobile E-commerce. Its definition is that the two
parties trade by mobile equipment. As the users have to operate the cellphones
and send confidential information vai wireless network, security,
confidentiality and easiness of use become the most significant problems in
mobile payment.
Currently there are many different types of technology that can implement
the mobile payment. Firstly this text introduces the SMS、STK、WAP and J2
ME in brief among them, then attempts to analyze two kinds of pay agreement
applied more and extensively：the SSL and SET. The analysis suggest that the
two agreements based on asymmetrical airtight operate with more complicated
agreements, they are all unwell to used for wireless environment because the
wireless environment have a saving ability low, handle an ability slow, the
battery capacity small etc. characteristics. The emphasis of this paper lies in
designing a pay agreement based on symmetry and airtight usage and analyzing
it's the security, the results of the research indicate that it can promise the
ambulation pays each security, private that participate a square, compares SSL、
SET to reduce a lot of passwords to operate of number of times, and raise to
move the bargain efficiency for pay consumedly.
Key words： mobile e-commerce security payment agreement
